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		<title>www.realtyuniversal.com - Article Feeds</title>
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			<title>Tips on Buying Foreclosure Properties</title>
			<link>http://www.realtyuniversal.com/article-63.html</link>
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			<description>If you&amp;rsquo;ve been thinking about buying a foreclosure property as a smart investment or as a second home for your family, you may be on the right track. However, buying a foreclosed home is a task that should not be taken lightly. You need to know the ins and outs of foreclosures and...</description>
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			<title>Selling a Real Estate Property - As Simple As 1-2-3</title>
			<link>http://www.realtyuniversal.com/article-62.html</link>
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			<description>
Fort Lauderdale is a city found on the southeast coast of Florida. This city which is positioned in the center of Miami and Palm Beach offers an exceptional quality of life and provides an ideal place to visit and to live. Its natural beauty and semi -tropical climate creates a center of...</description>
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			<title>Radical cheap: $1,000 homes</title>
			<link>http://www.realtyuniversal.com/article-66.html</link>
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			<description>The real estate market is so awful that buyers are now scooping up homes for as little as $1,000.

&amp;#160;

There are 18 listings in Flint, Mich., for under $3,000, according to Realtor.com. There are 22 in Indianapolis, 46 in Cleveland and a whopping 709 in Detroit. All of these communities...</description>
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			<title>Half a Million Sales Hang in the Balance</title>
			<link>http://www.realtyuniversal.com/article-58.html</link>
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			<description>Just how important is another economic stimulus effort to home sales? If you ask NAR Chief Economist Lawrence Yun, he'll say the difference is seven percentage points. That is, with another federal stimulus package--one that provides real help to home buyers by making mortgage financing available...</description>
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			<title>Why Aren't the Latest Cost vs. Value Numbers Online?</title>
			<link>http://www.realtyuniversal.com/article-59.html</link>
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			<description>Every December, we publish Remodeling magazine's Cost vs. Value Report, a report that aggregates the opinions of thousands of REALTORS&amp;#174; on what value various remodeling projects will have at resale.
REALTOR&amp;#174; magazine plays a key role in coordinating the survey each year, but we don't hold...</description>
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			<title>Pending Home Sales Holding In Stable Range</title>
			<link>http://www.realtyuniversal.com/article-64.html</link>
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			<description>Pending home sales eased against a deteriorating economic backdrop but remain in a stable range, according to the National Association of Realtors&amp;#174;.
The Pending Home Sales Index,&amp;#185; a forward-looking indicator based on contracts signed in October, slipped 0.7 percent to 88.9 from an...</description>
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			<title>It May Be Time to Think About Buying a House</title>
			<link>http://www.realtyuniversal.com/article-60.html</link>
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			<description>Five or 10 years from now, when the financial crisis has ended and housing prices are up smartly once more, we will look in the rearview mirror and realize that we missed a golden age for first-time home buyers.

Then, everyone who sat on their down payment savings accounts for a few years too...</description>
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			<title>A Rush Into Refinancing as Mortgage Rates Fall</title>
			<link>http://www.realtyuniversal.com/article-61.html</link>
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			<description>The housing market may finally be getting some relief, with lower mortgage rates already encouraging refinancing and Treasury officials considering ways to entice new buyers.

Last week, the Federal Reserve announced that it would buy $500 billion in mortgage-backed securities guaranteed by...</description>
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			<title>Short Sales: Coming Up Short</title>
			<link>http://www.realtyuniversal.com/article-56.html</link>
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			<description>Are lenders getting more responsive to short sales? The view of real estate professionals is mixed, with some saying yes and others saying no, depending on the lenders they work with and where they are.
&amp;#160;
But one aspect of short sales that has proved troublesome across the board is...</description>
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			<title>Rising Property Taxes: What You Can Do to Lower Yours</title>
			<link>http://www.realtyuniversal.com/article-39.html</link>
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			<description>Grappling with rising expenses and struggling to make ends meet, local governments &amp;ndash; who rely heavily on property taxes for funding &amp;mdash; are raising property tax rates, provoking anger and concern among homeowners faced with deteriorating home prices, increasing inflation and a likely...</description>
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			<title>States Move To Cut, Cap Property Taxes As Home Values Decline, Many Will Have to Make Up Lost Revenue by Other Means</title>
			<link>http://www.realtyuniversal.com/article-38.html</link>
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			<description>Soaring property values in recent years swelled the coffers of counties and municipalities, raising calls for property-tax cuts. Now, even as foreclosures and dwindling home sales shrink local tax bases, a number of state governments are slashing or capping property-tax rates.

New York Gov....</description>
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			<title>The Value of Successful Home Staging</title>
			<link>http://www.realtyuniversal.com/article-37.html</link>
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			<description>Have you ever walked into a beautifully decorated model home and been captivated by it? Did you find yourself dreaming of bathing in that spa-like bathroom, cooking meals in the gourmet kitchen or curling up with a book in that luxurious reading nook? If so, then you have been the successful target...</description>
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			<title>A ray of light for housing?</title>
			<link>http://www.realtyuniversal.com/article-33.html</link>
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			<description>U.S. home sales show unexpected rise as sellers cut prices, but many experts are still cautious
&amp;#160;
U.S. home sales increased unexpectedly last month for the first time since the middle of last year, a sign that homebuyers are taking advantage of big drops in prices.
&amp;#160;
Figures released...</description>
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			<title>HUD proposes more complete home-loan disclosures</title>
			<link>http://www.realtyuniversal.com/article-32.html</link>
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			<description>WASHINGTON &amp;mdash; Prospective home buyers would get easier-to-understand information on mortgage terms and save an average $700 in closing costs under a proposal to be unveiled Friday by President Bush.
The proposed overhaul to a 1974 law requiring lenders to give what's called a &quot;good faith...</description>
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			<title>Finding Hidden Costs on Your Closing Statement</title>
			<link>http://www.realtyuniversal.com/article-29.html</link>
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			<description>Throughout the closing process, you will have been given various documents, some being mandatory government disclosure documents. These disclosures are meant to keep you fully informed in regard to the costs you will or may incur in your closing. Among these documents may be a Good Faith Estimate...</description>
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			<title>How do I prepare for Closing?</title>
			<link>http://www.realtyuniversal.com/article-28.html</link>
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			<description>Prior to the actual closing day, there are several things you should do to be certain that your real estate transaction will close on time, and that everything will go smoothly. A day or two before closing, you should review your final closing statement or HUD-1 Statement, whichever is used in your...</description>
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			<title>10 Frequently Asked Short Sale Questions</title>
			<link>http://www.realtyuniversal.com/article-27.html</link>
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			<description>Here are 10 frequently asked short sale questions that are very helpful especially if you are just getting started or considering short sales as a means to acquiring pre-foreclosures.

1. What happens to the seller's credit rating when they allow an investor to short sell their property?

What...</description>
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